|By Suresh Sambandam||
|June 18, 2014 08:51 AM EDT||
As you are reading this, KiSSFLOW‘s payment handling mechanism has been completely moved out of Google Wallet.
KiSSFLOW, from day one has been a product that was built keeping Google Apps Users in mind and we consciously decided to use Google technologies all-out. We use Google App Engine, Google Cloud Storage, Google Big Query, Google Cloud SQL and just about every Google Cloud technology that is out there. We are extremely happy with Google’s Cloud Services and Support. But one product has been a pain for us for a while now – Google Wallet.
When Google started moving away from Google Checkout to the new Wallet a couple of years back it seemed the most obvious choice for us. Firstly it was a Google product and since all our customers were Google Apps users we thought it would reduce any friction that might arise in the paying step. Secondly wallet seemed to be brimming with promises back then, Google had gone all out to build something that was better than checkout and we thought that it will be generic and that there will be a lot of new features coming into it. We knew we were taking a gamble but the odds, we thought, were in our favour. Also wallet was the cheapest payment gateway around – super important if you are a startup.
Ouch!!! Over the last two years, our engineers, our sales team, our accounting team and our support team have come back to us over and over again with a number of issues and limitations that made us realize that Wallet was not the right choice. Wallet over the last two years seemed to be shifting from a generic payment services, that we thought it was, to being a payment gateway that is inclined mainly towards mobile app developers. Now we are not mobile developers and we don’t know how green the grass is in the other side of the fence but we sure know as SaaS ISVs we were left in the lurch.
Sales Complained: Sales’ biggest requirement was a self service system to initiate and terminate trial accounts, generate Discount Coupons, change subscriptions, and to manually update card details. When customers wanted to buy some more licences they would be expected to key in their credit card details afresh as, to wallet this was a new purchase. The entire PG offering was so limited that the onus of implementing a better system to actually handle subscriptions fell on Engineering.
Engineering Complained: Engineering knew that Wallet was just a payment gateway service and not a recurring billing solution, and hence it had to build a layer on top of Google Wallet for the kind of features required for a SaaS product. However whatever subscription based billing capabilities that Google Wallet offered just was not good enough. At the technical level, there were just two callbacks, success and cancel. No callback APIs for things such as inadequate funds on card, card expiry, transaction failure etc. We had to write most of the recurring billing code, notifications and error handling ourselves. The APIs were so shallow that we could not even perform a subscription cancellation.
Accounting complained: Firstly there was no integrated dashboard that Google Wallet offered to track the subscription status of the various customers. There was no notification to either the customer or the accounting team about expiry of cards, inadequacy of funds, or failure of the payment process. And of course, Google Wallet accumulated all our earnings and transferred it at a go, the frequency of repatriation was once a month even if accumulated value exceed $10,000.
You might now rationale that all our complains so far do not strictly fall under the inadequacies of a payment gateway service provider. Agreed. But more than anything else our single biggest problem was that of reliability. Our users kept getting “Technical error. Could not process payment at this time. Please try again later” messages, the last thing you would want.
As a SaaS company you would know that the actual point of sales had to be the most easiest and most reliable system to work with. Sales, Support, and Engineering do a hard job of getting a trial user to onboard and you really wouldn’t want everything else to go well and realize that right at the moment of purchase your customer was stumped and could not pay because of the payment gateway service.
We were in a situation. We needed better functionality, but more than that we needed reliability. And so we decided to move. We looked at various PG services and also looked at various subscription payment systems like Chargify, ChargeBee, Recurly etc.
We took the plunge and moved to ChargeBee for recurring billing and Stripe to process payments. And it has been wonderful after that. In addition to solving the problems of reliability, we got a whole goodie bag of extra features from ChargeBee, that are very SaaS focused. Engineering was happy, they could dump most of the extra payment handling code, and get back to improving our core product. The APIs provided by ChargeBee was clean precise, reliable and helped in complete automation of payment related code in the product. Sales was happy, Discount Coupons could easily be generated, card details could be requested, and trial accounts could be automatically upgraded without engineering help. Accounts was happy as subscriptions could be manually marked as paid, and offline payments could be transparently and uniformly tracked. Of course repatriation was happening once in 2 days. Above all, our customers and hence support was happy. The number of PG related problems dropped drastically, notifications were instant, automatic and kept all stakeholders informed of events, and it was a breeze.
- a payment processing solution like Stripe /Braintree provides components for recurring billing, but you still need to keep building on top of it.
- a recurring billing service that provides sophisticated layer on top of a payment gateway can save you precious hours for features required by sales, accounting & support.
- building it internally is also an option, but you need to have enough bandwidth of developer & management to improve your billing system to keep up with your startup’s growing needs.
We weighed the options of build vs buy – ditched build and we went with ChargeBee + Stripe as our SaaS recurring billing solution.
Full Disclosure: Suresh Sambandam, Our CEO, is an advisor to ChargeBee.Image source: http://iluminisme.wordpress.com/
The post Sadly, we are leaving Google Wallet appeared first on .
SYS-CON Events announced today that Super Micro Computer, Inc., a global leader in Embedded and IoT solutions, will exhibit at SYS-CON's 18th International Cloud Expo®, which will take place on June 7-9, 2016, at the Javits Center in New York City, NY. Supermicro (NASDAQ: SMCI), the leading innovator in high-performance, high-efficiency server technology, is a premier provider of advanced server Building Block Solutions® for Data Center, Cloud Computing, Enterprise IT, Hadoop/Big Data, HPC and ...
May. 31, 2016 09:15 PM EDT Reads: 1,014
18th Cloud Expo, taking place June 7-9, 2016, at the Javits Center in New York City, NY, will feature technical sessions from a rock star conference faculty and the leading industry players in the world. Cloud computing is now being embraced by a majority of enterprises of all sizes. Yesterday's debate about public vs. private has transformed into the reality of hybrid cloud: a recent survey shows that 74% of enterprises have a hybrid cloud strategy. Meanwhile, 94% of enterprises are using some...
May. 31, 2016 09:00 PM EDT Reads: 3,334
Cloud computing delivers on-demand resources that provide businesses with flexibility and cost-savings. The challenge in moving workloads to the cloud has been the cost and complexity of ensuring the initial and ongoing security and regulatory (PCI, HIPAA, FFIEC) compliance across private and public clouds. Manual security compliance is slow, prone to human error, and represents over 50% of the cost of managing cloud applications. Determining how to automate cloud security compliance is critical...
May. 31, 2016 09:00 PM EDT Reads: 2,081
SYS-CON Events announced today that MangoApps will exhibit at SYS-CON's 18th International Cloud Expo®, which will take place on June 7-9, 2016, at the Javits Center in New York City, NY. MangoApps provides modern company intranets and team collaboration software, allowing workers to stay connected and productive from anywhere in the world and from any device. For more information, please visit https://www.mangoapps.com/.
May. 31, 2016 08:30 PM EDT Reads: 1,246
SYS-CON Events announced today that EastBanc Technologies will exhibit at SYS-CON's 18th International Cloud Expo®, which will take place on June 7-9, 2016, at the Javits Center in New York City, NY. EastBanc Technologies has been working at the frontier of technology since 1999. Today, the firm provides full-lifecycle software development delivering flexible technology solutions that seamlessly integrate with existing systems – whether on premise or cloud. EastBanc Technologies partners with p...
May. 31, 2016 08:00 PM EDT Reads: 2,509
SYS-CON Events announced today that IBM Cloud Data Services has been named “Bronze Sponsor” of SYS-CON's 18th Cloud Expo, which will take place on June 7-9, 2016, at the Javits Center in New York City, NY. IBM Cloud Data Services offers a portfolio of integrated, best-of-breed cloud data services for developers focused on mobile computing and analytics use cases.
May. 31, 2016 07:15 PM EDT Reads: 1,805
The Internet of Things (IoT) is growing rapidly by extending current technologies, products and networks. By 2020, Cisco estimates there will be 50 billion connected devices. Gartner has forecast revenues of over $300 billion, just to IoT suppliers. Now is the time to figure out how you’ll make money – not just create innovative products. With hundreds of new products and companies jumping into the IoT fray every month, there’s no shortage of innovation. Despite this, McKinsey/VisionMobile data...
May. 31, 2016 07:15 PM EDT Reads: 1,909
"What we see what happens when you have a completely networked society and the potential to now drive the value creation and the collaboration and the ecosystems that are possible when you start to be able to connect people and industries together in ways that have never been possible before," explained Esmeralda Swartz, VP of Marketing Enterprise & Cloud at Ericsson, in this SYS-CON.tv interview at @ThingsExpo, held November 3-5, 2015, at the Santa Clara Convention Center in Santa Clara, CA.
May. 31, 2016 04:45 PM EDT Reads: 1,915
WebRTC is bringing significant change to the communications landscape that will bridge the worlds of web and telephony, making the Internet the new standard for communications. Cloud9 took the road less traveled and used WebRTC to create a downloadable enterprise-grade communications platform that is changing the communication dynamic in the financial sector. In his session at @ThingsExpo, Leo Papadopoulos, CTO of Cloud9, will discuss the importance of WebRTC and how it enables companies to fo...
May. 31, 2016 04:45 PM EDT Reads: 2,666
SYS-CON Events announced today that ContentMX, the marketing technology and services company with a singular mission to increase engagement and drive more conversations for enterprise, channel and SMB technology marketers, has been named “Sponsor & Exhibitor Lounge Sponsor” of SYS-CON's 18th Cloud Expo, which will take place on June 7-9, 2016, at the Javits Center in New York City, New York. “CloudExpo is a great opportunity to start a conversation with new prospects, but what happens after the...
May. 31, 2016 02:30 PM EDT Reads: 1,508
The IoT is changing the way enterprises conduct business. In his session at @ThingsExpo, Eric Hoffman, Vice President at EastBanc Technologies, discuss how businesses can gain an edge over competitors by empowering consumers to take control through IoT. We'll cite examples such as a Washington, D.C.-based sports club that leveraged IoT and the cloud to develop a comprehensive booking system. He'll also highlight how IoT can revitalize and restore outdated business models, making them profitable...
May. 31, 2016 02:00 PM EDT Reads: 3,155
Customer experience has become a competitive differentiator for companies, and it’s imperative that brands seamlessly connect the customer journey across all platforms. With the continued explosion of IoT, join us for a look at how to build a winning digital foundation in the connected era – today and in the future. In his session at @ThingsExpo, Chris Nguyen, Group Product Marketing Manager at Adobe, will discuss how to successfully leverage mobile, rapidly deploy content, capture real-time d...
May. 31, 2016 01:45 PM EDT Reads: 1,811
What a difference a year makes. Organizations aren’t just talking about IoT possibilities, it is now baked into their core business strategy. With IoT, billions of devices generating data from different companies on different networks around the globe need to interact. From efficiency to better customer insights to completely new business models, IoT will turn traditional business models upside down. In the new customer-centric age, the key to success is delivering critical services and apps wit...
May. 31, 2016 12:30 PM EDT Reads: 1,430
As cloud and storage projections continue to rise, the number of organizations moving to the cloud is escalating and it is clear cloud storage is here to stay. However, is it secure? Data is the lifeblood for government entities, countries, cloud service providers and enterprises alike and losing or exposing that data can have disastrous results. There are new concepts for data storage on the horizon that will deliver secure solutions for storing and moving sensitive data around the world. ...
May. 31, 2016 12:00 PM EDT Reads: 1,518
Join us at Cloud Expo | @ThingsExpo 2016 – June 7-9 at the Javits Center in New York City and November 1-3 at the Santa Clara Convention Center in Santa Clara, CA – and deliver your unique message in a way that is striking and unforgettable by taking advantage of SYS-CON's unmatched high-impact, result-driven event / media packages.
May. 31, 2016 12:00 PM EDT Reads: 2,641
In his keynote at 18th Cloud Expo, Andrew Keys, Co-Founder of ConsenSys Enterprise, will provide an overview of the evolution of the Internet and the Database and the future of their combination – the Blockchain. Andrew Keys is Co-Founder of ConsenSys Enterprise. He comes to ConsenSys Enterprise with capital markets, technology and entrepreneurial experience. Previously, he worked for UBS investment bank in equities analysis. Later, he was responsible for the creation and distribution of life ...
May. 31, 2016 11:45 AM EDT Reads: 2,144
SYS-CON Events announced today that MobiDev will exhibit at SYS-CON's 18th International Cloud Expo®, which will take place on June 7-9, 2016, at the Javits Center in New York City, NY. MobiDev is a software company that develops and delivers turn-key mobile apps, websites, web services, and complex software systems for startups and enterprises. Since 2009 it has grown from a small group of passionate engineers and business managers to a full-scale mobile software company with over 200 develope...
May. 31, 2016 10:15 AM EDT Reads: 2,951
SoftLayer operates a global cloud infrastructure platform built for Internet scale. With a global footprint of data centers and network points of presence, SoftLayer provides infrastructure as a service to leading-edge customers ranging from Web startups to global enterprises. SoftLayer's modular architecture, full-featured API, and sophisticated automation provide unparalleled performance and control. Its flexible unified platform seamlessly spans physical and virtual devices linked via a world...
May. 31, 2016 09:00 AM EDT Reads: 2,462
SYS-CON Events announced today that BMC Software has been named "Siver Sponsor" of SYS-CON's 18th Cloud Expo, which will take place on June 7-9, 2015 at the Javits Center in New York, New York. BMC is a global leader in innovative software solutions that help businesses transform into digital enterprises for the ultimate competitive advantage. BMC Digital Enterprise Management is a set of innovative IT solutions designed to make digital business fast, seamless, and optimized from mainframe to mo...
May. 31, 2016 08:45 AM EDT Reads: 2,435
Companies can harness IoT and predictive analytics to sustain business continuity; predict and manage site performance during emergencies; minimize expensive reactive maintenance; and forecast equipment and maintenance budgets and expenditures. Providing cost-effective, uninterrupted service is challenging, particularly for organizations with geographically dispersed operations.
May. 31, 2016 08:00 AM EDT Reads: 2,376